Inpatient hospitalisation expenses: Room including nursing costs: Up to 1% of the chosen sum assured ICU charges: Up to 2% of the chosen sum assured Following costs: Treating medical professionals, consumables, supplies, OT and other rooms, tests, equipment etc. Rs.2 to 5 lakhs in increments Rs.50,000 Rs.5 to 10 lakhs in increments Rs.1 lakhs (chosen sum assured can be renewed at renewal)
3 months for children if at least one parent is also coveredįloater (family includes self, spouse and dependent children) This is a variant of the Family Medicare plan.ġ8 yrs. United India Insurance Family Medicare 2014 Policy: Daily Cash Allowance:Additional premium payable Rs.150 for cover up to Rs.2,500 or Rs.300 for cover up to Rs.5,000 Ambulance Cover: Additional premium payable Rs.100 for cover up to Rs.2,500 Health-check costs: Up to 1% of the average chosen sum assured over 3 prior claim-free yearsĢ optional covers payouts made once during a policy period: Specified day care procedures - AYUSH treatment undertaken at a government-approved centre Major surgeries: 70% of the chosen sum assured, Rs.4 lakhs (max.) Hysterectomy: 20% of the chosen sum assured, Rs.50,000 (max.) Hernia: 15% of the chosen sum assured, Rs.30,000 (max.) Cataract: 10% of the sum assured per eye, Rs.25,000 (max.) Pre/Post-hospitalisation expenses: Up to 30 / 60 days respectively up to 10% of the chosen sum assured Inpatient hospitalisation expenses: Room including nursing charges: Up to 1% of chosen sum assured ICU charges: Up to 2% of chosen sum assured Expenses incurred with respect to treating medical professionals, consumables, equipment, supplies, OT and other required rooms, necessary tests etc.: Up to chosen sum assured No-claim discount: 3% - 15% on renewal premium first discount awarded after 3 successive claim- free years and annually thereafter Rs.1 to 5 lakhs in increments of Rs.50,000 Rs.5 to 10 lakhs in increments of Rs.1 lakh (chosen sum assured can be enhanced at renewal) (50% of costs reimbursed on qualification)įloater (Family includes self, spouse and dependent children) 3 months for children, provided at least one parent is also covered To enhance the basic chosen sum assured, policyholders under this plan can also choose two add-on covers to meet ambulance and hospitalisation costs.ġ8 yrs to 80 yrs. United India Insurance Family Medicare Policy:Ī health insurance policy which aims to cover both the proposer and his/her family.